Below are suggested actions for handling fraud or identity theft.

• Close any accounts that you know or believe have been tampered with or opened fraudulently.
• Get a free copy of your credit report for each of the three major credit bureaus from https://www.annualcreditreport.com. The U.S. Congress passed an amendment to the Fair Credit Reporting Act in 2003, allowing you to receive one free credit report from each bureau per year.
• If you suspect fraud, contact the three major credit bureaus.
  • Equifax
    • https://www.equifax.com
    • 800-525-6285
  • Experian
    • https://www.experian.com
    • 888-397-3742
  • TransUnion
    • https://www.transunion.com/
    • 800-680-7289
• File a police report.
• File your complaint with the Federal Trade Commission (FTC).

NOTE: For more information, please visit https://www.consumer.ftc.gov/features/feature-0014-identity-theft.